金融英语阅读_吴梦迪、林子钦_9787310052639

　　《金融英语阅读》为已完成大学基础英语阶段的学习并且拥有一定金融专业知识的金融专业本科生所编写，建议大学三、四年级的学生使用；其他证券、保险、银行等金融行业的专业人员或有志从事该行业的人员也将从《金融英语阅读》中获益；准备考金融英语证书的朋友们也可以从本教材中获得帮助。

　　《金融英语阅读》共15章，按照金融基本概念、金融产品、金融机构、金融市场以及有关金融的社会话题的顺序来编排，以呈现内容的递进。

　　《金融英语阅读》每一章阅读内容都含有一篇正文阅读和一篇补充阅读文章。补充阅读部分和正文阅读内容相得益彰，是正文内容的拓展，在知识深度上会稍深一些。每一章都含有生词部分、专业术语部分、金融背景知识的介绍部分和习题部分，其中习题部分中有与金融相关的视频或电影推介，以期读者对相关的专业金融英语知识的把握更加生动和形象。《金融英语阅读》的最后是三个重要的附录，分别是生词、专业术语和背景知识。《金融英语阅读》在编排上有一些小的设计元素，包括插图、人生箴言，以及每章习题后的一段金融行业小幽默等。这些设计可以让使用《金融英语阅读》的读者感到轻松、有趣。

　　金融是市场经济的血液，发达的市场经济需要先进的金融体系。中国经济要持续稳健的发展需要更成熟的金融服务，这包括成熟的金融市场、金融产品等的支持。随着中国国内资本市场的完全开放，金融行业的对外合作与交流日益密切起来。在这样的背景下，掌握金融专业的英语知识就显得尤为重要。

　　本教材为已完成大学基础英语阶段的学习并且拥有一定金融专业知识的金融专业本科生所编写，建议大学三、四年级的学生使用；其他证券、保险、银行等金融行业的专业人员或有志从事该行业的人员也将从本书中获益；准备考金融英语证书的朋友们也可以从本教材中获得帮助。

　　本书共15章，按照金融基本概念、金融产品、金融机构、金融市场以及有关金融的社会话题的顺序来编排，以呈现内容的递进。

　　本书每一章阅读内容都含有一篇正文阅读和一篇补充阅读文章。补充阅读部分和正文阅读内容相得益彰，是正文内容的拓展，在知识深度上会稍深一些。每一章都含有生词部分、专业术语部分、金融背景知识的介绍部分和习题部分，其中习题部分中有与金融相关的视频或电影推介，以期读者对相关的专业金融英语知识的把握更加生动和形象。本书的最后是三个重要的附录，分别是生词、专业术语和背景知识。本书在编排上有一些小的设计元素，包括插图、人生箴言，以及每章习题后的一段金融行业小幽默等。这些设计可以让使用本教材的读者感到轻松、有趣。

　　本书大量内容改编自Wikipedia，Investopedia，Forbes，Stocks-simplified，Moneyover55，YahooFinance等网站。其中第十章补充阅读《避税天堂的真相》（The Truth about Tax Havens），摘自尼古拉斯·萨斯森（Nicholas Shaxson）的《宝藏之地：避税天堂和那些偷盗世界的人》（Treasure Islands：Tax Havens and the Men Who Stole the World）；第十一章补充阅读《十年之后：亚洲金融危机的持续影响》（Ten Years after：The Lasting Impact of the Asian Financial Crisis）来自马克·维斯波特（Mark Weisbrot）2007年的同名文章；第十三章的补充阅读《美联储对金融混乱的应对》摘自本·伯南克（Ben S.Bernanke）2008年的同名讲话；第十四章正文《同一市场，同一货币，同一价格》（One Market，One Money，One Price），选自尼吉尔·阿灵顿（Nigel FB. Allington）等人2005年的同名文章；第十五章正文《中国经济五大迷思》（Five Myths about the Chinese Economy）摘自乔纳森·韦策尔（Jonathan Woetzel）2015年的同名文章等。

　　本书的全部内容为吴梦迪所编写，本教材的知识范围、内容难度以及结构设计等方面由吴梦迪和林子钦共同确定。本书在编写过程中得到刘羿、李佳倩、张之琪等很多朋友的热忱帮助，他们为本书试读并纠错，在此一并致谢！

　　忐忑中成书，恐有不足，疏漏以及错误之处，敬请赐教。

　　《金融英语阅读》：

　　In October 2010, finance ministers congregated in Washington, D.C. for the 2010 annual IMF and World Bank meetings, which were expected to be dominated by talks of currency war. Just prior to the IMF meeting, the Institute of International Finance had called for leading countries to agree on a currency pact to aid the rebalancing of the world economy and to avert the threat of competitive devaluation. The meeting was held amid warnings that weaker exchange rates risk hurting the global economy, which was already wlnerable due to the financial crisis. There were concerns about tit-for-tat protectionism at a time when the increase rate of global economy growth was already slowing.

　　Canadian finance minister, Jim Flaherty said "This is a crucial time that we need to address the commitment of our leaders to free trade, that we avoid protectionist measures." His US counterpart, Timothy Geithner added that "global rebalancing is not progressing as well as needed to avoid threats to the global economic recovery." Various international finance ministers said the IMF should help abating the possibility of a currency war by encouraging initiatives to expand national economies without hurting that of other countries.

　　The IMF, in turn, urged most developed countries to boost exports, and for some emerging markets to enhance domestic consumption and to let their currencies appreciate. Dominique Strauss-Kahn said the IMF would highlight the linkages between economies as part of a "systemic stability initiative." Its steering committee added that it should work on capital flows, exchange rate movements and the accumulation of capital reserves. Strauss-Kahn also said "There is clearly the idea beginning to circulate that currencies can be used as a policy weapon ... Translated into action, such an idea would represent a very serious risk to the global recovery ... Any such approach would have a negative and very damaging long run impact." Australia's federal treasurer, Wayne Swan played down rumors of a currency war saying global financial ministers were working in a coordinated way to deal with "exchange rate reform." However, the opposition's finance minister, Andrew Robb, warned that with some countries deliberately devaluing their currencies other countries may retaliate thus causing a "trade war', and he urged Swann to alert "all of these other major countries to the very damaging implications of a currency war."

　　During the IMF meeting, there was disagreement based on conflicting views about how to sustain a recovery from the global recession. Countries led by the United States preferred flexible exchange rates, while others led by China, resisted calls to appreciate their currency. The IMF meeting in Washington, D.C. was inconclusive, as China rejected calls to allow rapid appreciation of its currency.

　　The Financial Times reported "the battle lines were drawn" as China accused the US of destabilizing emerging economies with a "ultra-loose monetary policy," and the US wanted the IMF to intensify focus on both the exchange rates and the reserve accumulation of China. Reuters suggested a currency war is already underway, with both China and the United States "winning the race" to devalue their currencies while pushing up the value of the Euro, the Yen and the currencies of many emerging economies. However, it added that with increasing rhetoric everyone will lose out.

　　Martin Wolf has opined that the US will inevitably win a currency war and is concerned that the adverse consequences will fall unequally on other countries, suggesting its far better getting a collaborative solution agreement on at the November G20. A contrasting view was published on 19 October, with a paper from Chinese economist Yiping Huang arguing that the US did not win the last "currency war" with Japan, and has even less of a chance against China; but should focus instead on broader "structural adjustments" at the November 2010 G-20 Seoul summit.

　　Discussion over currency war and imbalances dominated the G20 summit. Attending leaders such as Britain's David Cameron made statements suggesting good progress had been made. Yet according to most commentators no substantial agreement was reached, with the US largely unable to persuade other nations to endorse the measures it considers necessary to rebalance the global economy. IMF managing director Dominique Strauss-Kahn said this particular summit was "more of a G20 debate than a G20 conclusion."

　　A report released after the summit by the IMF warned that without additional progress there is a risk of global imbalances approximately doubling to reach pre-crises' levels by 2014. The lack of any resolution by the G20 led to concerns from other countries not directly involved such as Australia; if the "currency war" continues, they may be exposed to harmful upwards pressure on their exchange rates.

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